Newfoundland Driving Test Signs2

The Defensive Driving Course helps you improve your driving skills! If you’ve completed the government approved defensive driving course, you may be able to save on your auto insurance premiums.

This online road rules practice test, with multiple choice questions, is intended to help you prepare for the Newfoundland Class5 Level I test that is required before you can get your driver’s license. This free practice written driving test is a lesson that is essential for getting your Newfoundland driver’s license at your local licensing office. Please note, however, that this is not the actual test, and you will not receive your license if you pass this practice test. It is all FREE!

About Canadian car insurance quotes

As with most products nowadays, finding auto insurance can be done online, with just a few mouse clicks between a driver and a comprehensive car insurance cover.  Simply open your favorite search engine, type in the key words “car insurance,” and hit the “Enter” button.  Within the blink of an eye, a vast array of insurance companies, comparison websites, and promises of the lowest price insurance available anywhere, will appear on screen.

To be fair, these results can be exactly what are required, but should a buyer take a little extra time, and possibly invest in a phone call or two, even greater savings can be made.  For example, several of the online insurance websites specializing in Canadian cover, offer insurance from most of the mainstream companies.  By entering the driver’s details, a side by side comparison between car insurance quotes of the largest insurance companies in Canada will be displayed on screen.  Be aware that things like windscreen cover, or cover for additional drivers, can vary between companies, so check each offer thoroughly before making a decision on which provider to choose.  Buyers should also be aware that each of these companies will also have their own websites.  It would not be unusual to find that, by visiting those sites directly, a first time insurer can avail of introductory offers, or discounts that may not be available on the comparison websites. 

Savings can also be made by simply letting the competition between insurance companies work for the buyer.  By all means, go online.  Check out the various car insurance quotes, and always ensure the cover is adequate for the driving that’s going to be done and for the driver that’s going to be behind the wheel.  But once those offers have been whittled down to the point where the best two or three offers are left, a single phone call to the local insurance broker can work wonders in terms of savings.  Be honest with the broker.  Tell him or her that an offer of comprehensive (or third party, or whatever kind of cover is applicable) is available for “x” number of dollars.  In a surprising number of cases, one of two things can happen.  First, the broker will ask for some time to come up with a better offer.  The first call they’ll probably make will be to whichever insurance company that’s about to lose a client.  If the offer can’t be improved, the broker will shop around for you, do all the leg work, and phone you back with what will be a better offer than anything you could find yourself.  The second thing that may happen is that the broker will phone with a price that matches the one found online, but with a greater level of cover.  In any case, apart from the cost of the phone call, the shopper has nothing to lose by letting the broker work for the business. 

 In addition, there are insurance companies that will, as a policy, not allow their prices to be included on comparison websites.  They are reluctant to reveal the reasoning behind this policy, but it would be a mistake to assume that, simply because they don’t want to be listed on these sites, that they’re going to be more expensive than the companies that are listed there.  In economically challenging times, it would be negligent not to explore as many avenues as the buyer has time for. 

Finally, it is absolutely imperative that, when entering details on any application for insurance, total honesty be observed.  This applies to the age of the applicant, any history of accidents, previous claims, convictions, size of the engine in the car to be insured, as well as the value of that vehicle.  Failure to disclose any relevant detail will enable the insurer to invalidate the policy without a second thought, so any savings made by “coloring the truth,” may end up costing a great deal more. Shop around, online and through local brokers.  Be honest. Be safe. Be insured.